Want to know more about Steve Harvey Morning Show? Get their official bio, social pages & articles on The Steve Harvey Morning Show!Full Bio
Want to know more about Steve Harvey Morning Show? Get their official bio, social pages & articles on The Steve Harvey Morning Show!Full Bio
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd.
Interview Purpose
The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study.
Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers.
Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music
Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally.
Key takeaway: Creativity generates income, but ownership generates wealth.
2. Publishing Is Where the Real Money Lives
Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring.
Key takeaway: Understanding back‑end revenue streams is critical in any industry.
3. Business Knowledge Creates Leverage
Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity.
Key takeaway: Walking away from the wrong deal can be the right decision.
4. Opportunity Meets Preparation
Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened.
Key takeaway: Access opens doors, but preparation determines what happens next.
5. Financial Collapse Can Become Financial Education
Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning.
Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery.
6. Financial Literacy Is Often Untaught—but Essential
Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations.
Key takeaway: Making money is not the same as knowing how to keep or grow it.
7. Wealth Is About Structure, Not Just Cash
In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops.
Key takeaway: Generational wealth is built with systems, n
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Ashley Joi Boyd.
Interview Purpose
The purpose of this interview is to explore the intersection of creativity, financial literacy, ownership, and personal resilience, using Ashley Joi Boyd’s journey as a Grammy‑nominated songwriter, music publisher, real estate developer, and author as a powerful case study.
Through honest conversation, Ashley reframes success in the entertainment industry beyond fame and hits, emphasizing business ownership, financial education, mindset, and long‑term wealth building. The interview also serves as an empowerment message—particularly for women—demonstrating that financial setbacks, including bankruptcy, can become turning points rather than permanent barriers.
Major Themes & Key Takeaways 1. Songwriting Is the Heart—and the Business—of Music
Ashley explains that songwriting is not just creativity; it is the foundation of lasting success in the music industry. While artists may earn from performances, writers and publishers earn from ownership, collecting royalties every time a song is played, streamed, or used globally.
Key takeaway: Creativity generates income, but ownership generates wealth.
2. Publishing Is Where the Real Money Lives
Ashley highlights that music publishing—not performing—is the most lucrative side of the industry. By owning her publishing company, she positioned herself to earn long‑term, recurring income rather than relying on one‑time payments or constant touring.
Key takeaway: Understanding back‑end revenue streams is critical in any industry.
3. Business Knowledge Creates Leverage
Raised in an entertainment household, Ashley learned early the importance of understanding contracts, rights, and percentages. She famously walked away from a publishing deal that demanded 75% ownership—choosing long‑term control over short‑term opportunity.
Key takeaway: Walking away from the wrong deal can be the right decision.
4. Opportunity Meets Preparation
Ashley’s collaboration on Justin Bieber’s hit “Yummy” did not happen overnight. It was the result of years of preparation, proven skill, respect for her craft, and being ready when the door opened.
Key takeaway: Access opens doors, but preparation determines what happens next.
5. Financial Collapse Can Become Financial Education
Ashley openly discusses filing for bankruptcy after the 2008 housing crash—a moment she describes as devastating but transformative. With no guidance at the time, she was forced to learn money management the hard way, reshaping her relationship with credit, debt, and planning.
Key takeaway: Bankruptcy is not the end—it can be the beginning of financial mastery.
6. Financial Literacy Is Often Untaught—but Essential
Ashley stresses that many people, especially women, are never taught how to manage money, credit, or wealth. This gap inspired her book Financially Fly: Mastering Money and Wealth for Women, written to create a safe, honest space for financial conversations.
Key takeaway: Making money is not the same as knowing how to keep or grow it.
7. Wealth Is About Structure, Not Just Cash
In defining generational wealth, Ashley emphasizes trusts, insurance policies, estate planning, and real estate—structures that protect families long after income stops.
Key takeaway: Generational wealth is built with systems, n
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Shica.
Interview Purpose
The purpose of this interview is to highlight entrepreneurial reinvention, faith‑driven resilience, and product‑based business building, using Dr. Shica’s journey from educator to founder of Dr. Shica’s Bakery as a powerful example of how unexpected setbacks can unlock hidden purpose.
The conversation demonstrates that entrepreneurship does not always begin as a plan—it often begins as a response to disruption. Dr. Shica’s story shows how education, discipline, creativity, and belief can transform a side passion into a scalable, nationally relevant brand.
Major Themes & Key Takeaways 1. Entrepreneurship Can Be Born From Adversity
Dr. Shica did not set out to build a baking business. After losing her job during the COVID‑19 pandemic, she was forced to reassess her future. What began as weekend baking quickly evolved into a business opportunity when encouragement from others met growing demand.
Key takeaway: Unexpected endings often reveal opportunities you didn’t know you were prepared for.
2. Education Is Transferable—Even Outside the Classroom
With three degrees in education, including a doctorate, Dr. Shica reframes her career transition not as a departure from teaching, but as an extension of it. Through her bakery, she continues to educate consumers about better‑for‑you, plant‑based foods.
Key takeaway: Education is not limited to institutions—it can live inside entrepreneurship.
3. Why Vegan Was the Strategic Choice
Dr. Shica intentionally built a vegan, plant‑based cookie brand to serve a wider audience, including those with dietary restrictions, health considerations, and evolving food preferences. The goal was inclusivity without sacrificing flavor.
Key takeaway: Building products for “everyone” means being intentional about accessibility.
4. Talent Is Sometimes Hidden Until Circumstances Force Discovery
Although she came from a family of bakers, Dr. Shica did not recognize her full talent until she had no choice but to act. Customer feedback, pop‑up success, and celebrity validation confirmed what she hadn’t previously claimed for herself.
Key takeaway: You may not discover your strongest gift until you are pushed to use it.
5. Pop‑Ups as Proof of Concept
Dr. Shica used pop‑ups and kiosks as testing grounds—refining recipes, gathering feedback, and maintaining product standards. Consistency, premium ingredients, and refusing to sell anything less than excellent became core principles.
Key takeaway: Small tests create big confidence when done intentionally.
6. Scaling Through Innovation: Cookie Mixes
The creation of her cookie dough mix solved multiple challenges: consistency, scalability, and nationwide shipping. What began as an internal solution became a product line customers could take home and recreate.
Key takeaway: Scaling often comes from solving an internal problem creatively.
7. Brand Integrity and Consistency Matter
Dr. Shica emphasizes that every product carries her heart, soul, and reputation. If something didn’t meet her standards, it was remade—no exceptions. That commitment built trust and repeat business.
Key takeaway: Quality is the quiet engine behind brand longevity.
8. Faith + Work Ethic = Sustainability
When asked about her secret to success, Dr.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Shica.
Interview Purpose
The purpose of this interview is to highlight entrepreneurial reinvention, faith‑driven resilience, and product‑based business building, using Dr. Shica’s journey from educator to founder of Dr. Shica’s Bakery as a powerful example of how unexpected setbacks can unlock hidden purpose.
The conversation demonstrates that entrepreneurship does not always begin as a plan—it often begins as a response to disruption. Dr. Shica’s story shows how education, discipline, creativity, and belief can transform a side passion into a scalable, nationally relevant brand.
Major Themes & Key Takeaways 1. Entrepreneurship Can Be Born From Adversity
Dr. Shica did not set out to build a baking business. After losing her job during the COVID‑19 pandemic, she was forced to reassess her future. What began as weekend baking quickly evolved into a business opportunity when encouragement from others met growing demand.
Key takeaway: Unexpected endings often reveal opportunities you didn’t know you were prepared for.
2. Education Is Transferable—Even Outside the Classroom
With three degrees in education, including a doctorate, Dr. Shica reframes her career transition not as a departure from teaching, but as an extension of it. Through her bakery, she continues to educate consumers about better‑for‑you, plant‑based foods.
Key takeaway: Education is not limited to institutions—it can live inside entrepreneurship.
3. Why Vegan Was the Strategic Choice
Dr. Shica intentionally built a vegan, plant‑based cookie brand to serve a wider audience, including those with dietary restrictions, health considerations, and evolving food preferences. The goal was inclusivity without sacrificing flavor.
Key takeaway: Building products for “everyone” means being intentional about accessibility.
4. Talent Is Sometimes Hidden Until Circumstances Force Discovery
Although she came from a family of bakers, Dr. Shica did not recognize her full talent until she had no choice but to act. Customer feedback, pop‑up success, and celebrity validation confirmed what she hadn’t previously claimed for herself.
Key takeaway: You may not discover your strongest gift until you are pushed to use it.
5. Pop‑Ups as Proof of Concept
Dr. Shica used pop‑ups and kiosks as testing grounds—refining recipes, gathering feedback, and maintaining product standards. Consistency, premium ingredients, and refusing to sell anything less than excellent became core principles.
Key takeaway: Small tests create big confidence when done intentionally.
6. Scaling Through Innovation: Cookie Mixes
The creation of her cookie dough mix solved multiple challenges: consistency, scalability, and nationwide shipping. What began as an internal solution became a product line customers could take home and recreate.
Key takeaway: Scaling often comes from solving an internal problem creatively.
7. Brand Integrity and Consistency Matter
Dr. Shica emphasizes that every product carries her heart, soul, and reputation. If something didn’t meet her standards, it was remade—no exceptions. That commitment built trust and repeat business.
Key takeaway: Quality is the quiet engine behind brand longevity.
8. Faith + Work Ethic = Sustainability
When asked about her secret to success, Dr.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Dr. Shica.
Interview Purpose
The purpose of this interview is to highlight entrepreneurial reinvention, faith‑driven resilience, and product‑based business building, using Dr. Shica’s journey from educator to founder of Dr. Shica’s Bakery as a powerful example of how unexpected setbacks can unlock hidden purpose.
The conversation demonstrates that entrepreneurship does not always begin as a plan—it often begins as a response to disruption. Dr. Shica’s story shows how education, discipline, creativity, and belief can transform a side passion into a scalable, nationally relevant brand.
Major Themes & Key Takeaways 1. Entrepreneurship Can Be Born From Adversity
Dr. Shica did not set out to build a baking business. After losing her job during the COVID‑19 pandemic, she was forced to reassess her future. What began as weekend baking quickly evolved into a business opportunity when encouragement from others met growing demand.
Key takeaway: Unexpected endings often reveal opportunities you didn’t know you were prepared for.
2. Education Is Transferable—Even Outside the Classroom
With three degrees in education, including a doctorate, Dr. Shica reframes her career transition not as a departure from teaching, but as an extension of it. Through her bakery, she continues to educate consumers about better‑for‑you, plant‑based foods.
Key takeaway: Education is not limited to institutions—it can live inside entrepreneurship.
3. Why Vegan Was the Strategic Choice
Dr. Shica intentionally built a vegan, plant‑based cookie brand to serve a wider audience, including those with dietary restrictions, health considerations, and evolving food preferences. The goal was inclusivity without sacrificing flavor.
Key takeaway: Building products for “everyone” means being intentional about accessibility.
4. Talent Is Sometimes Hidden Until Circumstances Force Discovery
Although she came from a family of bakers, Dr. Shica did not recognize her full talent until she had no choice but to act. Customer feedback, pop‑up success, and celebrity validation confirmed what she hadn’t previously claimed for herself.
Key takeaway: You may not discover your strongest gift until you are pushed to use it.
5. Pop‑Ups as Proof of Concept
Dr. Shica used pop‑ups and kiosks as testing grounds—refining recipes, gathering feedback, and maintaining product standards. Consistency, premium ingredients, and refusing to sell anything less than excellent became core principles.
Key takeaway: Small tests create big confidence when done intentionally.
6. Scaling Through Innovation: Cookie Mixes
The creation of her cookie dough mix solved multiple challenges: consistency, scalability, and nationwide shipping. What began as an internal solution became a product line customers could take home and recreate.
Key takeaway: Scaling often comes from solving an internal problem creatively.
7. Brand Integrity and Consistency Matter
Dr. Shica emphasizes that every product carries her heart, soul, and reputation. If something didn’t meet her standards, it was remade—no exceptions. That commitment built trust and repeat business.
Key takeaway: Quality is the quiet engine behind brand longevity.
8. Faith + Work Ethic = Sustainability
When asked about her secret to success, Dr.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mela Lovett
💼 Entrepreneurial Journey
🧘🏽♀️ Mental Health & Meditation
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Kimberly Kelly.
Titles: Real Estate Broker, Brokerage Owner, Entrepreneur
Host: Rushion McDonald
Podcast: Money Making Conversations Masterclass
Kimberly Kelly shares a deeply personal story of survival, resilience, and self-determination, tracing her journey from foster care and teen motherhood to becoming a real estate brokerage owner and business leader. The conversation highlights how mindset, faith, adaptability, and education can transform adversity into long-term success.
Purpose of the Interview
The interview is designed to:
Key Themes & Takeaways 1. Resilience Formed Through Early Adversity
Takeaway: Responsibility and leadership can develop long before opportunity appears.
2. Faith, Positivity, and Survival Mode
Key insight: Faith doesn’t remove hardship—but it provides grounding when control is limited.
3. Education as a Turning Point, Not a Straight Line
Takeaway: Education can be layered, nonlinear, and still powerful.
4. Choosing Entrepreneurship and Real Estate
Core belief: Ownership creates options—and leadership multiplies impact.
5. A Relationship-Based Business Model
Key takeaway: Culture and connection matter more than size, especially early on.
6. Adaptability as a Business Strategy
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Rod Griffin.
Senior Director of Public Education and Advocacy at Experian.
🎯 Purpose of the Interview
To educate listeners on fraud prevention, identity theft, credit management, and financial literacy. The conversation aims to empower individuals—especially those in underserved communities—to take control of their financial health using tools and resources provided by Experian.
🗝️ Key Takeaways 1. Fraud & Identity Theft Awareness
2. Experian’s Role
3. Understanding Credit Scores
4. Free Resources
5. Establishing & Rebuilding Credit
6. Financial Savviness
7. Insurance Savings
8. Practical Tips
🧠 Final Message
Rod Griffin emphasizes that financial literacy is about empowerment. By understanding your credit, using available tools, and setting clear goals, you can take control of your financial future.
#SHMS #STRAW #BEST
Support the show: https://www.steveharveyfm.com/
See omnystudio.com/listener for privacy information.
Listen and subscribe to Money Making Conversations on iHeartRadio, Apple Podcasts, Spotify, www.moneymakingconversations.com/subscribe/ or wherever you listen to podcasts. New Money Making Conversations episodes drop daily. I want to alert you, so you don’t miss out on expert analysis and insider perspectives from my guests who provide tips that can help you uplift the community, improve your financial planning, motivation, or advice on how to be a successful entrepreneur. Keep winning!
Two-time Emmy and Three-time NAACP Image Award-winning, television Executive Producer Rushion McDonald interviewed Mela Lovett
💼 Entrepreneurial Journey
🧘🏽♀️ Mental Health & Meditation